Tuesday, December 4, 2007

Stress and Car Insurance Scams

Things are so out of hand lately and I'm wondering how to get everything together. It's a chore, I readily admit, that I'm not sure I want to do. And on top of it all, finals are a little over a week away, making me want to clap my hands to my face and scream like the kid did in Home Alone.
My life is so stressful right now, that I'm close to having a hysterical breakdown. Less than a week ago, a doe jumped out right in front of my car. I had less than a fraction of a second to react and of course, what happened? I hit the deer. Now, don't get me wrong, I feel bad about killing Bambi's mum, but I also feel bad about my car! I already owe my mechanic $420 for fixing my brakes. $315 of that is labor. C'mon, are you fucking kidding me??? No way in hell should labor cost that much!!!
And to top it all off, I just found out that my insurance company doesn't cover hitting a deer, or my medical bills if I had gotten seriously hurt, which, thankfully, didn't happen. No, they only cover the bills if I get in an accident with another car. My mum, brother, and I all have the same insurance, and some coverage—or so we thought. My brother hit a deer a couple of months ago while he was driving my mum's car, and he was covered—or rather, my mum's car was covered. Now, totally broke, I've literally been fucked over. The insurance company insists that I don't have that coverage, and never had—that isn't what they said before! Just great! My mechanic won't work on my car until I pay off that $420 dollars—which I don't have—so now I'm driving around with my passenger side all fucked up; the lights are smashed, the hood bent pretty bad, and the roof dented from where Bambi's mum landed after being tossed into the air. Well, my mum received almost a thousand dollars to fix her car and her car wasn't nearly as fucked up as mine is! So, I'm looking at nearly $1,500 in damage not including the $420 I already owe.
And here's the good part, I have college classes every single fucking day of the week and don't get home until around 6:00. Well, of course this had to happen during winter where it gets dark at 4:00 and that's if I'm lucky! This means I'm driving around with a headlight out, and that my blinkers on the right side of my car don't blink, so people don't know that I'm making a turn or switching lanes. Two very bad things that cops love to sniff out and write tickets for, especially when it's dark out!

This world is filled with bloodsuckers, searching for their next score, wondering who to cheat next. Yup, they come up with their little schemes, smiling slyly in your face, one foot in your door while their hands are reaching into the cookie jar. They suck you dry and when you're finally broke, and struggling to make it through the week, let alone the month, they grin, and yipping like a hyena, leave you there, broken and shattered while they make off with your hard-earned, sweat-soaked life-blood in their hands.
Isn't life just dandy?

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